From the beginning, Prime Choice Insurance was created to focus on the Medicare Health Insurance market. We work with over 20 carriers to be sure we're able to find the right fit for your budget and your needs. We'll help you understand the difference between a Medicare Supplement plan and a Medicare Advantage plan. Prescription Drug Coverage? We explain that too.
Educating our customers is a big part of what we do. We educate our customers to make decisions and submit applications only when they are comfortable. We believe in helping people understand the choice they're making. Our customers are most satisfied when they make an informed decision. Whether you're brand new to Medicare or have been doing a lot of research on your own we can answer your questions.
Common Terms and Phrases
Medicare Part A (Hospital Insurance):
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance):
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage Plans, also known as MA):
A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
Medicare Part D (Prescription Drug Plan, also known as PDP):
Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans
Medicare Supplement (Medigap):
A policy that can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Extra Help (Low Income Subsidy, LIS):
Extra Help is a Medicare program to help people with limited income and resources pay Medicare prescription drug costs.